|
Figure in '000
| S.N. |
Particulars |
This Quarter Ending (32.03.2064 / 16.07.2007) |
Previous Quarter Ending (30.12.2063 / 13.04.2007) |
Corresponding Previous Year Quarter Ending (32.03.2063/ 16.07.2006 ) |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
2,521,751 |
1,969,588 |
1,021,788 |
| 1.1 |
Paid Up Capital |
320,000
|
320,000 |
224,000 |
| 1.2 |
Reserve and Surplus |
27,767
|
18,602 |
8,905 |
| 1.3 |
Debenture and Bond |
- |
- |
|
| 1.4 |
Borrowings |
324,520 |
245,720 |
25,000 |
| 1.5 |
Deposits (a+b) |
1,822,705 |
1,335,372 |
749,997 |
| |
a. Domestic Currency |
1,415,576 |
1,102,009 |
734,364 |
| |
b. Foreign Currency |
407,129 |
233,363 |
15,633 |
| 1.6 |
Income Tax Liability |
- |
- |
- |
| 1.7 |
Other Liabilities |
26,759 |
49,894 |
13,886 |
| 2 |
Total Assets (2.1 to 2.7) |
2,521,751 |
1,969,588 |
1,021,788 |
| 2.1 |
Cash & Bank Balance |
81,657 |
67,332 |
48,885 |
| 2.2 |
Money at Call and Short Notice |
431,434 |
320,916 |
176,960 |
| 2.3 |
Investments |
466,271 |
210,703 |
- |
| 2.4 |
Loans and Advances |
1,501,917 |
1,318,200 |
758,633 |
| 2.5 |
Fixed Assets |
16,104 |
11,189 |
9,417 |
| 2.6 |
Non Banking Assets |
- |
- |
- |
| 2.7 |
Other Assets |
24,367 |
41,248 |
27,893 |
| 3 |
Profit and Loss Account |
Up to This Quarter |
Up to Previous Quarter |
Up to Corresponding previous year Quarter |
| 3.1 |
Interest Income |
124,802 |
83,879 |
60,555 |
| 3.2 |
Interest Expense |
66,750 |
45,691 |
26,153 |
| |
A. Net Interest Income (3.1-3.2) |
58,053 |
38,188 |
34,402 |
| 3.3 |
Fees, Commission and Discount |
5,851 |
3,637 |
5,315 |
| 3.4 |
Other Operating Income |
- |
- |
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
(275) |
(257) |
77.00 |
| |
B. Total Operating Income (A. 3.3+3.4+3.5) |
63,628 |
41,568 |
39,794 |
| 3.6 |
Staff Expenses |
11,238 |
8,153 |
8,365 |
| 3.7 |
Other Operating Expenses |
15,615 |
11,347 |
13,177 |
| |
C. Operating Profit Before Provision (B. -3.6-3.7) |
36,775 |
22,068 |
18,252 |
| 3.8 |
Provision for Possible Losses |
7,433 |
6,714 |
5,165 |
| |
D. Operating Profit (C.-3.8) |
29,342 |
15,354 |
13,087 |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
- |
- |
| 3.10 |
Write Back of Provision For Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
29,342 |
15,354 |
13,087 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes (E. +3.11) |
29,342 |
15,354 |
13,087 |
| 3.12 |
Provision for Staff Bonus |
2,667 |
1,396 |
1,190 |
| 3.13 |
Provision For Tax |
7,926 |
4,397 |
3,247 |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
18,748 |
9,561 |
8,650 |
| 4 |
Ratios |
At the End of this Quarter |
At the End of previous Quarter |
At the End of Corresponding previous year Quarter |
| 4.1 |
Capital Fund to RWA |
20.19% |
23.60% |
26.61% |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
0.00% |
0.34% |
0% |
| 4.3 |
Total Loan Loss Provision to Total NPL |
NA |
317.78 |
NA |
|
