|
Figure in '000
| S.N. |
Particulars |
This
Quarter Ending (30.12.2064 / 12.04.2008) |
Previous
Quarter Ending (30.09.2064 / 14.01.2008) |
Corresponding
Previous Year Quarter Ending (30.12.2063 /
13.04.2007) |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
3,511,696
|
3,300,754 |
1,969,588 |
| 1.1 |
Paid Up Capital |
320,000
|
320,000 |
320,000 |
| 1.2 |
Reserve and Surplus |
47,963
|
39,806 |
18,602 |
| 1.3 |
Debenture and Bond |
-
|
- |
- |
| 1.4 |
Borrowings |
467,123
|
479,623 |
245,720 |
| 1.5 |
Deposits (a+b) |
2,601,841
|
2,409,511 |
1,335,372 |
| |
a. Domestic Currency |
2,008,926
|
1,841,744 |
1,102,009 |
| |
b. Foreign Currency |
592,915
|
567,767 |
233,363 |
| 1.6 |
Income Tax Liability |
3,509
|
- |
- |
| 1.7 |
Other Liabilities |
71,260
|
51,814 |
49,894 |
| 2 |
Total Assets (2.1 to 2.7) |
3,511,696
|
3,300,754 |
1,969,588 |
| 2.1 |
Cash & Bank Balance |
145,583
|
99,945 |
67,332 |
| 2.2 |
Money at Call and Short Notice |
421,201
|
181,799 |
320,916 |
| 2.3 |
Investments |
618,837
|
831,194 |
210,703 |
| 2.4 |
Loans and Advances |
2,252,419
|
2,121,231 |
1,318,200 |
| 2.5 |
Fixed Assets |
30,000
|
20,952 |
11,189 |
| 2.6 |
Non Banking Assets |
-
|
- |
- |
| 2.7 |
Other Assets |
43,656
|
45,633 |
41,248 |
| 3 |
Profit and Loss Account |
Up to This Quarter
|
Up to This Quarter |
Up to This Quarter |
| 3.1 |
Interest Income |
154,332
|
99,534 |
83,879 |
| 3.2 |
Interest Expense |
96,698
|
62,347 |
45,691 |
| |
A. Net Interest Income (3.1-3.2) |
57,634
|
37,187 |
38,188 |
| 3.3 |
Fees, Commission and Discount |
11,001
|
7,824 |
3,637 |
| 3.4 |
Other Operating Income |
-
|
- |
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
1,386
|
651 |
(257) |
| |
B. Total Operating Income (A. 3.3+3.4+3.5) |
70,021
|
45,662 |
41,568 |
| 3.6 |
Staff Expenses |
12,337
|
8,276 |
8,153 |
| 3.7 |
Other Operating Expenses |
16,513
|
10,795 |
11,347 |
| |
C. Operating Profit Before Provision (B. -3.6-3.7) |
41,171
|
26,591 |
22,068 |
| 3.8 |
Provision for Possible Losses |
8,740
|
7,258 |
6,714 |
| |
D. Operating Profit (C.-3.8) |
32,431
|
19,333 |
15,354 |
| 3.9 |
Non Operating Income/Expenses (Net) |
-
|
- |
- |
| 3.10 |
Write Back of Provision For Possible Loss |
-
|
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
32,431
|
19,333 |
15,354 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes (E. +3.11) |
32,431
|
19,333 |
15,354 |
| 3.12 |
Provision for Staff Bonus |
2,948
|
1,758 |
1,396 |
| 3.13 |
Provision For Tax |
9,287
|
5,536 |
4,397 |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
20,196
|
12,039 |
9,561 |
| 4 |
Ratios |
At the End of this Quarter
|
At the End of Previous
Quarter |
At the End of Corresponding Previous
Quarter |
| 4.1 |
Capital Fund to RWA |
15.27%
|
14.64 % |
23.60% |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
0.23%
|
0.21 % |
0.34% |
| 4.3 |
Total Loan Loss Provision to Total NPL |
462%
|
498 % |
317.78 |
|
