|
Figure in '000
| S.N. |
Particulars |
This
Quarter Ending (29.09.2065 / 13.01.2009)
|
Previous
Quarter Ending (30.06.2065 / 16.10.2008)
|
Corresponding
Previous Year Quarter Ending (30.09.2064 / 14.01.2008)
|
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
4,645,534
|
4,473,353
|
3,300,754 |
| 1.1 |
Paid Up Capital |
384,000
|
384,000
|
320,000 |
| 1.2 |
Reserve and Surplus |
68,334
|
63,748
|
39,806 |
| 1.3 |
Debenture and Bond |
-
|
|
- |
| 1.4 |
Borrowings |
174,200
|
224,200
|
479,623 |
| 1.5 |
Deposits (a+b) |
3,873,661
|
3,686,830
|
2,409,511 |
| |
a. Domestic Currency |
3,433,639
|
3,111,381
|
1,841,744 |
| |
b. Foreign Currency |
440,022
|
575,449
|
567,767 |
| 1.6 |
Income Tax Liability |
-
|
|
- |
| 1.7 |
Other Liabilities |
145,339
|
114,575
|
51,814 |
| 2 |
Total Assets (2.1 to 2.7) |
4,645,534
|
4,473,353
|
3,300,754 |
| 2.1 |
Cash & Bank Balance |
183,220
|
110,024
|
99,945 |
| 2.2 |
Money at Call and Short Notice |
665,224
|
967,992
|
181,799 |
| 2.3 |
Investments |
311,505
|
518,624
|
831,194 |
| 2.4 |
Loans and Advances |
3,166,809
|
2,632,037
|
2,121,231 |
| 2.5 |
Fixed Assets |
209,077
|
204,456
|
20,952 |
| 2.6 |
Non Banking Assets |
-
|
|
- |
| 2.7 |
Other Assets |
109,699
|
40,220
|
45,633 |
| 3 |
Profit and Loss Account |
Up to This Quarter |
Up to This Quarter |
Up to This Quarter |
| 3.1 |
Interest Income |
156,587
|
75,108
|
99,534 |
| 3.2 |
Interest Expense |
106,466
|
50,998
|
62,347 |
| |
A. Net Interest Income (3.1-3.2) |
50,121
|
24,110
|
37,187 |
| 3.3 |
Fees, Commission and Discount |
14,116
|
6,355
|
7,824 |
| 3.4 |
Other Operating Income |
-
|
|
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
4,084
|
2,008
|
651 |
| |
B. Total Operating Income (A. 3.3+3.4+3.5) |
68,321
|
32,473
|
45,662 |
| 3.6 |
Staff Expenses |
10,946
|
5,498
|
8,276 |
| 3.7 |
Other Operating Expenses |
18,364
|
8,790
|
10,795 |
| |
C. Operating Profit Before Provision (B. -3.6-3.7) |
39,011
|
18,185
|
26,591 |
| 3.8 |
Provision for Possible Losses |
16,224
|
2,606
|
7,258 |
| |
D. Operating Profit (C.-3.8) |
22,787
|
15,579
|
19,333 |
| 3.9 |
Non Operating Income/Expenses (Net) |
-
|
|
- |
| 3.10 |
Write Back of Provision For Possible Loss |
10,650
|
10,650
|
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
33,437
|
26,229 |
19,333 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes (E. +3.11) |
33,437
|
26,229
|
19,333 |
| 3.12 |
Provision for Staff Bonus |
3,040
|
2,384
|
1,758 |
| 3.13 |
Provision For Tax |
9,119
|
7,153
|
5,536 |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
21,278
|
16,692
|
12,039 |
| 4 |
Ratios |
At the End of this Quarter
|
At the End of this Quarter
|
At the End of this Quarter
|
| 4.1 |
Capital Fund to RWA |
13.90%
|
16.03%
|
14.64 % |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
1.25%
|
0.20%
|
0.21 % |
| 4.3 |
Total Loan Loss Provision to Total NPL |
104%
|
535%
|
498 % |
|
