|
Figure in '000
| S.N. |
Particulars |
This
Quarter Ending (31.12.2065 / 13.04.2009) |
Previous Quarter Ending
(29.09.2065 / 13.01.2009) |
Corresponding
Previous Year Quarter Ending (30.12.2064 / 12.04.2008) |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
5,366,982
|
4,645,534
|
3,511,696
|
| 1.1 |
Paid Up Capital |
384,000
|
384,000
|
320,000
|
| 1.2 |
Reserve and Surplus |
85,815
|
68,334
|
47,963
|
| 1.3 |
Debenture and Bond |
-
|
-
|
-
|
| 1.4 |
Borrowings |
494,200
|
174,200
|
467,123
|
| 1.5 |
Deposits (a+b) |
4,268,120
|
3,873,661
|
2,601,841
|
| |
a. Domestic Currency |
3,621,779
|
3,433,639
|
2,008,926
|
| |
b. Foreign Currency |
646,341
|
440,022
|
592,915
|
| 1.6 |
Income Tax Liability |
-
|
-
|
3,509
|
| 1.7 |
Other Liabilities |
134,847
|
145,339
|
71,260
|
| 2 |
Total Assets (2.1 to 2.7) |
5,366,982
|
4,645,534
|
3,511,696
|
| 2.1 |
Cash & Bank Balance |
275,463
|
183,220
|
145,583
|
| 2.2 |
Money at Call and Short Notice |
456,945
|
665,224
|
421,201
|
| 2.3 |
Investments |
515,451
|
311,505
|
618,837
|
| 2.4 |
Loans and Advances |
3,812,521
|
3,166,809
|
2,252,419
|
| 2.5 |
Fixed Assets |
212,482
|
209,077
|
30,000
|
| 2.6 |
Non Banking Assets |
-
|
-
|
-
|
| 2.7 |
Other Assets |
94,120
|
109,699
|
43,656
|
| 3 |
Profit and Loss Account |
|
|
|
| 3.1 |
Interest Income |
249,363
|
156,587
|
154,332
|
| 3.2 |
Interest Expense |
164,893
|
106,466
|
96,698
|
| |
A. Net Interest Income (3.1-3.2) |
84,470
|
50,121
|
57,634
|
| 3.3 |
Fees, Commission and Discount |
22,407
|
14,116
|
11,001
|
| 3.4 |
Other Operating Income |
-
|
-
|
-
|
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
5,134
|
4,084
|
1,386
|
| |
B. Total Operating Income (A. 3.3+3.4+3.5) |
112,011
|
68,321
|
70,021
|
| 3.6 |
Staff Expenses |
16,767
|
10,946
|
12,337
|
| 3.7 |
Other Operating Expenses |
27,925
|
18,364
|
16,513
|
| |
C. Operating Profit Before Provision (B. -3.6-3.7) |
67,319
|
39,011
|
41,171
|
| 3.8 |
Provision for Possible Losses |
17,063
|
16,224
|
8,740
|
| |
D. Operating Profit (C.-3.8) |
50,256
|
22,787
|
32,431
|
| 3.9 |
Non Operating Income/Expenses (Net) |
-
|
-
|
-
|
| 3.10 |
Write Back of Provision For Possible Loss |
10,651
|
10,650
|
-
|
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
60,907
|
33,437
|
32,431
|
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes (E. +3.11) |
60,907
|
33,437
|
32,431
|
| 3.12 |
Provision for Staff Bonus |
5,537
|
3,040
|
2,948
|
| 3.13 |
Provision For Tax |
16,611
|
9,119
|
9,287
|
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
38,759
|
21,278
|
20,196
|
| 4 |
Ratios |
|
|
|
| 4.1 |
Capital Fund to RWA |
12.72%
|
13.90%
|
15.27%
|
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
0.32%
|
1.25%
|
0.23%
|
| 4.3 |
Total Loan Loss Provision to Total NPL |
340%
|
104%
|
462%
|
|
