|
Figure in '000
| S.N. |
Particulars |
This
Quarter Ending (30.09.2064 / 14.01.2008) |
Previous
Quarter Ending (30.06.2064 / 17.10.2007) |
Corresponding
Previous Year Quarter Ending (30.9.2063 /
14.01.2007) |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
3,300,754 |
3,236,424
|
1,749,077 |
| 1.1 |
Paid Up Capital |
320,000 |
320,000 |
320,000 |
| 1.2 |
Reserve and Surplus |
39,806 |
33905 |
14,171 |
| 1.3 |
Debenture and Bond |
- |
- |
- |
| 1.4 |
Borrowings |
479,623 |
619,623 |
187,000 |
| 1.5 |
Deposits (a+b) |
2,409,511 |
2,199,475 |
1,199,431 |
| |
a. Domestic Currency |
1,841,744 |
1,632,164 |
980,730 |
| |
b. Foreign Currency |
567,767 |
566,611 |
218,701 |
| 1.6 |
Income Tax Liability |
- |
2,823 |
- |
| 1.7 |
Other Liabilities |
51,814 |
60,598 |
28,475 |
| 2 |
Total Assets (2.1 to 2.7) |
3,300,754 |
3,236,424 |
1,749,077 |
| 2.1 |
Cash & Bank Balance |
99,945 |
136,760 |
63,665 |
| 2.2 |
Money at Call and Short Notice |
181,799 |
555,369 |
250,348 |
| 2.3 |
Investments |
831,194 |
648,254 |
187,694 |
| 2.4 |
Loans and Advances |
2,121,231 |
1,843,721 |
1,192,466 |
| 2.5 |
Fixed Assets |
20,952 |
19,068 |
10,713 |
| 2.6 |
Non Banking Assets |
- |
- |
- |
| 2.7 |
Other Assets |
45,633 |
33,252 |
44,191 |
| 3 |
Profit and Loss Account |
Up to This Quarter |
Up to Previous Quarter |
Up to Corresponding
Previous Year Quarter |
| 3.1 |
Interest Income |
99,534 |
48,557 |
51,522 |
| 3.2 |
Interest Expense |
62,347 |
30,107 |
28,775 |
| |
A. Net Interest Income (3.1-3.2) |
37,187 |
18,450 |
22,747 |
| 3.3 |
Fees, Commission and Discount |
7,824 |
4,501 |
2,334 |
| 3.4 |
Other Operating Income |
- |
- |
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
651 |
261 |
(220) |
| |
B. Total Operating Income (A. 3.3+3.4+3.5) |
45,662 |
23,212 |
24,861 |
| 3.6 |
Staff Expenses |
8,276 |
4,414 |
5,204 |
| 3.7 |
Other Operating Expenses |
10,795 |
4,408 |
7,080 |
| |
C. Operating Profit Before Provision (B. -3.6-3.7) |
26,591 |
14,390 |
12,577 |
| 3.8 |
Provision for Possible Losses |
7,258 |
4,532 |
4,339 |
| |
D. Operating Profit (C.-3.8) |
19,333 |
9,858 |
8,238 |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
- |
- |
| 3.10 |
Write Back of Provision For Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
19,333 |
9,858 |
8,238 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes (E. +3.11) |
19,333 |
9,858 |
8,238 |
| 3.12 |
Provision for Staff Bonus |
1,758 |
896 |
749 |
| 3.13 |
Provision For Tax |
5,536 |
2,823 |
2,359 |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
12,039 |
6,139 |
5,130 |
| 4 |
Ratios |
At the End of this Quarter
|
At the
End of previous Quarter |
At the End of Corresponding
Previous Year Quarter |
| 4.1 |
Capital Fund to RWA |
14.64 % |
16.79 % |
25.52 % |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
0.21 % |
0.25 % |
0 % |
| 4.3 |
Total Loan Loss Provision to Total NPL |
498 % |
421 % |
NA |
|
