|
Figure in '000
| S.N. |
Particulars |
This
Quarter Ending (31.03.2065 / 15.07.2008) |
Previous
Quarter Ending (30.12.2064 / 12.04.2008) |
Corresponding
Previous Year Quarter Ending (32.03.2064/ 16.07.2007 ) |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
3,874,730
|
3,511,696
|
2,521,751 |
| 1.1 |
Paid Up Capital |
384,000
|
320,000
|
320,000
|
| 1.2 |
Reserve and Surplus |
47,056
|
47,963
|
27,767
|
| 1.3 |
Debenture and Bond |
- |
-
|
- |
| 1.4 |
Borrowings |
505,023
|
467,123
|
324,520 |
| 1.5 |
Deposits (a+b) |
2,880,871
|
2,601,841
|
1,822,705 |
| |
a. Domestic Currency |
2,257,348
|
2,008,926
|
1,415,576 |
| |
b. Foreign Currency |
623,523
|
592,915
|
407,129 |
| 1.6 |
Income Tax Liability |
- |
3,509
|
- |
| 1.7 |
Other Liabilities |
57,779
|
71,260
|
26,759 |
| 2 |
Total Assets (2.1 to 2.7) |
3,874,730
|
3,511,696
|
2,521,751 |
| 2.1 |
Cash & Bank Balance |
209,089
|
145,583
|
81,657 |
| 2.2 |
Money at Call and Short Notice |
387,071
|
421,201
|
431,434 |
| 2.3 |
Investments |
508,143
|
618,837
|
466,271 |
| 2.4 |
Loans and Advances |
2,533,377
|
2,252,419
|
1,501,917 |
| 2.5 |
Fixed Assets |
204,490
|
30,000
|
16,104 |
| 2.6 |
Non Banking Assets |
- |
-
|
- |
| 2.7 |
Other Assets |
32,560
|
43,656
|
24,367 |
| 3 |
Profit and Loss Account |
Up to This Quarter |
Up to This Quarter
|
Up to This Quarter |
| 3.1 |
Interest Income |
219,753
|
154,332
|
124,802 |
| 3.2 |
Interest Expense |
138,016
|
96,698
|
66,750 |
| |
A. Net Interest Income (3.1-3.2) |
81,737
|
57,634
|
58,053 |
| 3.3 |
Fees, Commission and Discount |
14,079
|
11,001
|
5,851 |
| 3.4 |
Other Operating Income |
- |
-
|
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
2,203
|
1,386
|
(275) |
| |
B. Total Operating Income (A. 3.3+3.4+3.5) |
98,019
|
70,021
|
63,628 |
| 3.6 |
Staff Expenses |
16,268
|
12,337
|
11,238 |
| 3.7 |
Other Operating Expenses |
27,565
|
16,513
|
15,615 |
| |
C. Operating Profit Before Provision (B. -3.6-3.7) |
54,186
|
41,171
|
36,775 |
| 3.8 |
Provision for Possible Losses |
20,582
|
8,740
|
7,433 |
| |
D. Operating Profit (C.-3.8) |
33,604
|
32,431
|
29,342 |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
-
|
- |
| 3.10 |
Write Back of Provision For Possible Loss |
- |
-
|
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
33,604
|
32,431
|
29,342 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes (E. +3.11) |
33,604
|
32,431
|
29,342 |
| 3.12 |
Provision for Staff Bonus |
3,055
|
2,948
|
2,667 |
| 3.13 |
Provision For Tax |
9,063
|
9,287
|
7,926 |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
21,486
|
20,196
|
18,749 |
| 4 |
Ratios |
At the End of this Quarter
|
At the End of this Quarter
|
At the End of this Quarter
|
| 4.1 |
Capital Fund to RWA |
17.73%
|
15.27%
|
20.19% |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
1.51%
|
0.23%
|
0.00% |
| 4.3 |
Total Loan Loss Provision to Total NPL |
93%
|
498%
|
NA |
|
