|
Figure in '000
| S.N. |
Particulars |
This Quarter Ending (31.03.2066 / 15.07.2009) |
Previous
Quarter Ending (31.12.2065 / 13.04.2009) |
Corresponding Previous Year Quarter Ending (31.03.2065 / 15.07.2008) |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
|
5,366,982
|
|
| 1.1 |
Paid Up Capital |
| 384,000
|
384,000
|
| 1.2 |
Reserve and Surplus |
| 85,815
|
47,056
|
| 1.3 |
Debenture and Bond |
- |
-
|
- |
| 1.4 |
Borrowings |
| 494,200
|
|
| 1.5 |
Deposits (a+b) |
| 4,268,120
|
|
| |
a. Domestic Currency |
| 3,621,779
|
|
| |
b. Foreign Currency |
| 646,341
|
|
| 1.6 |
Income Tax Liability |
- |
-
|
- |
| 1.7 |
Other Liabilities |
| 134,847
|
22,178 |
| 2 |
Total Assets (2.1 to 2.7) |
| 5,366,982
|
389,129 |
| 2.1 |
Cash & Bank Balance |
| 275,463
|
209,089 |
| 2.2 |
Money at Call and Short Notice |
| 456,945
|
387,071 |
| 2.3 |
Investments |
| 515,451
|
508,143 |
| 2.4 |
Loans and Advances |
| 3,812,521
|
2,497,775 |
| 2.5 |
Fixed Assets |
| 212,482
|
204,490 |
| 2.6 |
Non Banking Assets |
- |
-
|
- |
| 2.7 |
Other Assets |
| 94,120
|
32,560 |
| 3 |
Profit and Loss Account |
|
|
|
| 3.1 |
Interest Income |
| 249,363
|
219,753 |
| 3.2 |
Interest Expense |
| 164,893
|
138,016 |
| |
A. Net Interest Income (3.1-3.2) |
| 84,470
|
81,737 |
| 3.3 |
Fees, Commission and Discount |
| 22,407
|
2,190 |
| 3.4 |
Other Operating Income |
| -
|
11,889 |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
| 5,134
|
2,203 |
| |
B. Total Operating Income (A. 3.3+3.4+3.5) |
| 112,011
|
98,019 |
| 3.6 |
Staff Expenses |
| 16,767
|
16,268 |
| 3.7 |
Other Operating Expenses |
| 27,925
|
27,565 |
| |
C. Operating Profit Before Provision (B. -3.6-3.7) |
| 67,319
|
54,186 |
| 3.8 |
Provision for Possible Losses |
| 17,063
|
20,582 |
| |
D. Operating Profit (C.-3.8) |
| 50,256
|
33,604 |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
-
|
- |
| 3.10 |
Write Back of Provision For Possible Loss |
| 10,651
|
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
| 60,907
|
33,604 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes (E. +3.11) |
| 60,907
|
33,604 |
| 3.12 |
Provision for Staff Bonus |
|
5,537
|
3,055 |
| 3.13 |
Provision For Tax |
|
16,611
|
9,063 |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
| 38,759
|
21,486 |
| 4 |
Ratios |
|
|
|
| 4.1 |
Capital Fund to RWA |
| 12.72%
|
|
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
| 0.32%
|
|
| 4.3 |
Total Loan Loss Provision to Total NPL |
| 340%
|
|
|
