|
Figure in '000
| S.N. |
Particulars |
This
Quarter Ending (30.06.2065 / 16.10.2008)
|
Previous
Quarter Ending (31.03.2065 / 15.07.2008)
|
Corresponding
Previous Year Quarter Ending (30.06.2064/ 17.10.2007 )
|
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
4,473,353
|
3,874,730
|
3,236,424 |
| 1.1 |
Paid Up Capital |
384,000
|
384,000
|
320,000 |
| 1.2 |
Reserve and Surplus |
63,748
|
47,056
|
33,905 |
| 1.3 |
Debenture and Bond |
|
- |
- |
| 1.4 |
Borrowings |
224,200
|
505,023
|
619,623 |
| 1.5 |
Deposits (a+b) |
3,686,830
|
2,880,871
|
2,199,475 |
| |
a. Domestic Currency |
3,111,381
|
2,257,348
|
1,632,164 |
| |
b. Foreign Currency |
575,449
|
623,523
|
566,611 |
| 1.6 |
Income Tax Liability |
|
- |
2,823 |
| 1.7 |
Other Liabilities |
114,575
|
57,779
|
60,598 |
| 2 |
Total Assets (2.1 to 2.7) |
4,473,353
|
3,874,730
|
3,236,424 |
| 2.1 |
Cash & Bank Balance |
110,024
|
209,089
|
136,760 |
| 2.2 |
Money at Call and Short Notice |
967,992
|
387,071
|
555,369 |
| 2.3 |
Investments |
518,624
|
508,143
|
648,254 |
| 2.4 |
Loans and Advances |
2,632,037
|
2,533,377
|
1,843,721 |
| 2.5 |
Fixed Assets |
204,456
|
204,490
|
19,068 |
| 2.6 |
Non Banking Assets |
|
- |
- |
| 2.7 |
Other Assets |
40,220
|
32,560
|
33,252 |
| 3 |
Profit and Loss Account |
Up to This Quarter |
Up to This Quarter |
Up to This Quarter |
| 3.1 |
Interest Income |
75,108
|
219,753
|
48,557 |
| 3.2 |
Interest Expense |
50,998
|
138,016
|
30,107 |
| |
A. Net Interest Income (3.1-3.2) |
24,110
|
81,737
|
18,450 |
| 3.3 |
Fees, Commission and Discount |
6,355
|
14,079
|
4,501 |
| 3.4 |
Other Operating Income |
|
- |
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
2,008
|
2,203
|
261 |
| |
B. Total Operating Income (A. 3.3+3.4+3.5) |
32,473
|
98,019
|
23,212 |
| 3.6 |
Staff Expenses |
5,498
|
16,268
|
4,414 |
| 3.7 |
Other Operating Expenses |
8,790
|
27,565
|
4,408 |
| |
C. Operating Profit Before Provision (B. -3.6-3.7) |
18,185
|
54,186
|
14,390 |
| 3.8 |
Provision for Possible Losses |
2,606
|
20,582
|
4,532 |
| |
D. Operating Profit (C.-3.8) |
15,579
|
33,604
|
9,858 |
| 3.9 |
Non Operating Income/Expenses (Net) |
|
- |
- |
| 3.10 |
Write Back of Provision For Possible Loss |
10,650
|
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
26,229 |
33,604
|
9,858 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes (E. +3.11) |
26,229
|
33,604
|
9,858 |
| 3.12 |
Provision for Staff Bonus |
2,384
|
3,055
|
896 |
| 3.13 |
Provision For Tax |
7,153
|
9,063
|
2,823 |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
16,692
|
21,486
|
6,139 |
| 4 |
Ratios |
At the End of this Quarter
|
At the End of this Quarter
|
At the End of this Quarter
|
| 4.1 |
Capital Fund to RWA |
16.03%
|
17.73%
|
16.79% |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
0.20%
|
1.51%
|
0.25% |
| 4.3 |
Total Loan Loss Provision to Total NPL |
535%
|
93%
|
421% |
|
