|
Figure in '000
| S.N. |
Particulars |
This Quarter Ending (32.3.2063 / 16.07.2006) |
Previous Quarter Ending (31.12.2062/ 13.04.2006) |
Corresponding Previous Year Quarter Ending (31.03.2062/ 15.07.2005 ) |
| 1 |
Total Capital and Liabilities
(1.1 to 1.7) |
1,021,788 |
947,890 |
465,587 |
| 1.1 |
Paid Up Capital |
224,000 |
224,000 |
224,000 |
| 1.2 |
Reserve and Surplus |
8,905 |
4,490 |
255 |
| 1.3 |
Debenture and Bond |
- |
- |
|
| 1.4 |
Borrowings |
25,000 |
80,000 |
- |
| 1.5 |
Deposits (a+b) |
|
|
|
| |
a. Domestic Currency |
734,364 |
618,822 |
238,355 |
| |
b. Foreign Currency |
15,633 |
- |
- |
| 1.6 |
Income Tax Liability |
- |
- |
- |
| 1.7 |
Other Liabilities |
13,886 |
20,578 |
2,977 |
| 2 |
Total Assets (2.1 to 2.7) |
1,021,788 |
947,891 |
465,587 |
| 2.1 |
Cash & Bank Balance |
48,885 |
56,673 |
50,510 |
| 2.2 |
Money at Call and Short Notice |
176,960 |
198,825 |
136,410 |
| 2.3 |
Investments |
- |
- |
- |
| 2.4 |
Loans and Advances |
758,633 |
635,718 |
250,588 |
| 2.5 |
Fixed Assets |
9,417 |
10,533 |
9,368 |
| 2.6 |
Non Banking Assets |
- |
- |
- |
| 2.7 |
Other Assets |
27,893 |
46,141 |
18,711 |
| 3 |
Profit and Loss Account |
Up to This Quarter |
Up to Previous Quarter |
Up to Corresponding previous year Quarter |
| 3.1 |
Interest Income |
60,555 |
39,441 |
12,092 |
| 3.2 |
Interest Expense |
26,153 |
17,495 |
3,261 |
| |
A. Net Interest Income (3.1-3.2) |
34,402 |
21,946 |
8,831 |
| 3.3 |
Fees, Commission and Discount |
5,315 |
4,409 |
4,105 |
| 3.4 |
Other Operating Income |
- |
- |
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
77 |
- |
- |
| |
B. Total Operating Income
(A. 3.3+3.4+3.5) |
39,794 |
26,355 |
12,936 |
| 3.6 |
Staff Expenses |
8,365 |
6,497 |
4,382 |
| 3.7 |
Other Operating Expenses |
13,177 |
9,121 |
5,850 |
| |
C. Operating Profit Before Provision
(B. -3.6-3.7) |
18,252 |
10,737 |
2,704 |
| 3.8 |
Provision for Possible Losses |
5,165 |
3,936 |
2,421 |
| |
D. Operating Profit (C.-3.8) |
13,087 |
6,801 |
283 |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
- |
- |
| 3.10 |
Write Back of Provision For Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities
(D.+3.9+3.10) |
13,087 |
6,801 |
283 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes
(E. +3.11) |
13,087 |
6,801 |
283 |
| 3.12 |
Provision for Staff Bonus |
1,190 |
618 |
28 |
| 3.13 |
Provision For Tax |
3,247 |
1,947 |
- |
| |
G. Net Profit/(Loss)
(F. -3.12-3.13) |
8,650 |
4,236 |
255 |
| 4 |
Ratios |
At the End of this Quarter |
At the End of Previous Quarter |
At the End of Corresponding previous year Quarter |
| 4.1 |
Capital Fund to RWA |
26.61% |
29.97% |
64.80% |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
0% |
0% |
0% |
| 4.3 |
Total Loan Loss Provision to Total NPL |
NA |
NA |
NA |
Note : Interest Income on Loans & advances accounted on Cash Basis.
|
