|
Figure in '000
| S.N. |
Particulars |
This Quarter Ending (31.12.2062 / 13.04.2006) |
Previous Quarter Ending (29.09.2062/ 13.01.2006) |
Corresponding Previous Year Quarter Ending (31.12.2061/ 13.4.2005 ) |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
947,890 |
775,921 |
290,490 |
| 1.1 |
Paid Up Capital |
224,000 |
224,000 |
163,200 |
| 1.2 |
Reserve and Surplus |
4,490 |
1,739 |
(1,580) |
| 1.3 |
Debenture and Bond |
- |
- |
|
| 1.4 |
Borrowings |
80,000 |
40,000 |
- |
| 1.5 |
Deposits (a+b) |
|
|
|
|
a. Domestic Currency |
618,822 |
498,303 |
126,445 |
|
b. Foreign Currency |
- |
- |
- |
| 1.6 |
Income Tax Liability |
- |
- |
- |
| 1.7 |
Other Liabilities |
20,578 |
11,879 |
2,425 |
| 2 |
Total Assets (2.1 to 2.7) |
947,890 |
775,921 |
290,490 |
| 2.1 |
Cash & Bank Balance |
56,673 |
48,598 |
4,539 |
| 2.2 |
Money at Call and Short Notice |
198,825 |
136,494 |
94,939 |
| 2.3 |
Investments |
- |
- |
- |
| 2.4 |
Loans and Advances |
635,718 |
557,584 |
159,699 |
| 2.5 |
Fixed Assets |
10,533 |
9,802 |
10,498 |
| 2.6 |
Non Banking Assets |
- |
- |
- |
| 2.7 |
Other Assets |
46,141 |
23,443 |
20,815 |
| 3 |
Profit and Loss Account |
Up to This Quarter |
Up to Previous Quarter |
Up to Corresponding previous year Quarter |
| 3.1 |
Interest Income |
39,441 |
24,168 |
3,763 |
| 3.2 |
Interest Expense |
17,495 |
10,184 |
1,439 |
| |
A. Net Interest Income (3.1-3.2) |
21,946 |
13,985 |
2,324 |
| 3.3 |
Fees, Commission and Discount |
4,409 |
2,093 |
804 |
| 3.4 |
Other Operating Income |
- |
- |
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
- |
| |
B. Total Operating Income (3.3+3.4+3.5) |
4,409 |
2,093 |
804 |
| 3.6 |
Staff Expenses |
6,497 |
4,476 |
2,525 |
| 3.7 |
Other Operating Expenses |
9,121 |
6,039 |
1,851 |
| |
C. Operating Profit Before Provision (A+B. -3.6-3.7) |
10,737 |
5,563 |
(1,248) |
| 3.8 |
Provision for Possible Losses |
3,936 |
3,155 |
332 |
| |
D. Operating Profit (C.-3.8) |
6,800 |
2,408 |
(1,580) |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
- |
- |
| 3.10 |
Write Back of Provision For Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
6,800 |
2,408 |
(1,580) |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes (E. +3.11) |
6,800 |
2,408 |
(1,580) |
| 3.12 |
Provision for Staff Bonus |
618 |
241 |
- |
| 3.13 |
Provision For Tax |
1,947 |
683 |
- |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
4,235 |
1,485 |
(1,580) |
| 4 |
Ratios |
At the End of this Quarter |
At the End of Previous Quarter |
At the End of Corresponding previous year Quarter |
| 4.1 |
Capital Fund to RWA |
29.96% |
34.92% |
79.47% |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
- |
- |
- |
| 4.3 |
Total Loan Loss Provision to Total NPL |
- |
- |
- |
|
