|
Figure in '000
| S.N. |
Particulars |
This Quarter Ending (30.12.2063 / 13.04.2007) |
Previous Quarter Ending (30.9.2063 / 14.01.2007) |
Corresponding Previous Year Quarter Ending (31.12.2062/ 13.04.2006 ) |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
1,969,588 |
1,749,077 |
947,890 |
| 1.1 |
Paid Up Capital |
320,000 |
320,000 |
224,000 |
| 1.2 |
Reserve and Surplus |
18,602 |
14,171 |
4,490 |
| 1.3 |
Debenture and Bond |
- |
- |
|
| 1.4 |
Borrowings |
245,720 |
187,000 |
80,000 |
| 1.5 |
Deposits (a+b) |
1,335,372 |
1,199,431 |
618,822 |
| |
a. Domestic Currency |
1,102,009 |
980,730 |
618,822 |
| |
b. Foreign Currency |
233,363 |
218,701 |
- |
| 1.6 |
Income Tax Liability |
- |
- |
- |
| 1.7 |
Other Liabilities |
49,894 |
28,475 |
20,578 |
| 2 |
Total Assets (2.1 to 2.7) |
1,969,588 |
1,749,077 |
947,890 |
| 2.1 |
Cash & Bank Balance |
67,332 |
63,665 |
56,673 |
| 2.2 |
Money at Call and Short Notice |
320,916 |
250,348 |
198,825 |
| 2.3 |
Investments |
210,703 |
187,694 |
- |
| 2.4 |
Loans and Advances |
1,318,200 |
1,192,466 |
635,718 |
| 2.5 |
Fixed Assets |
11,189 |
10,713 |
10,533 |
| 2.6 |
Non Banking Assets |
- |
- |
- |
| 2.7 |
Other Assets |
41,248 |
44,191 |
46,141 |
| 3 |
Profit and Loss Account |
Up to This Quarter |
Up to Previous Quarter |
Up to Corresponding previous year Quarter |
| 3.1 |
Interest Income |
83,879 |
51,522 |
39,441 |
| 3.2 |
Interest Expense |
45,691 |
28,775 |
17,495 |
| |
A. Net Interest Income (3.1-3.2) |
38,188 |
22,747 |
21,946 |
| 3.3 |
Fees, Commission and Discount |
3,637 |
2,334 |
4,409 |
| 3.4 |
Other Operating Income |
- |
- |
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
(257) |
(220) |
- |
| |
B. Total Operating Income
(A. 3.3+3.4+3.5) |
41,568 |
24,861 |
26,355 |
| 3.6 |
Staff Expenses |
8,153 |
5,204 |
6,497 |
| 3.7 |
Other Operating Expenses |
11,347 |
7,080 |
9,121 |
| |
C. Operating Profit Before Provision
(B. -3.6-3.7) |
22,068 |
12,577 |
10,737 |
| 3.8 |
Provision for Possible Losses |
6,714 |
4,339 |
3,936 |
| |
D. Operating Profit (C.-3.8) |
15,354 |
8,238 |
6,801 |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
- |
- |
| 3.10 |
Write Back of Provision For Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities
(D.+3.9+3.10) |
15,354 |
8,238 |
6,801 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
|
|
|
| |
F. Profit before Bonus and Taxes
(E. +3.11) |
15,354 |
8,238 |
6,801 |
| 3.12 |
Provision for Staff Bonus |
1,396 |
749 |
618 |
| 3.13 |
Provision For Tax |
4,397 |
2,359 |
1,947 |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
9,561 |
5,130 |
4,236 |
| 4 |
Ratios |
At the End of this Quarter |
At the End of Previous Quarter |
At the End of Corresponding previous year Quarter |
| 4.1 |
Capital Fund to RWA |
23.60% |
25.52% |
29.96% |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
0.34% |
0% |
0% |
| 4.3 |
Total Loan Loss Provision to Total NPL |
317.78 |
NA |
NA |
|
