 |
Financial Result |
 |
|
As at First Quarter (17/10/2005) of the Fiscal Year 2005/2006
(Operation started from 6th December, 2004)
|
|
Figure in '000
| S.No |
Particulars |
This Quarter Ending |
Previous Quarter Ending |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
590,248 |
463,166 |
| 1.1 |
Paid Up Capital |
224,000 |
224,000 |
| 1.2 |
Reserve and Surplus |
(2,216) |
255 |
| 1.3 |
Debenture and Bond |
- |
- |
| 1.4 |
Borrowings |
20,000 |
- |
| 1.5 |
Deposits (a+b) |
- |
- |
| |
a. Domestic Currency |
341,737 |
238,355 |
| |
b. Foreign Currency |
- |
- |
| 1.6 |
Income Tax Liability |
- |
- |
| 1.7 |
Other Liabilities |
6,727 |
556 |
| 2 |
Total Assets (2.1 to 2.7) |
590,248 |
463,166 |
| 2.1 |
Cash & Bank Balance |
22,495 |
55,510 |
| 2.2 |
Money at Call and Short Notice |
120,139 |
131,410 |
| 2.3 |
Investments |
- |
- |
| 2.4 |
Loans and Advances |
417,093 |
248,167 |
| 2.5 |
Fixed Assets |
8,832 |
9,368 |
| 2.6 |
Non Banking Assets |
- |
- |
| 2.7 |
Other Assets |
21,689 |
18,711 |
| 3 |
Profit and Loss Account |
Up to This Quarter |
Up to Previous Quarter |
| 3.1 |
Interest Income |
8,517 |
12,092 |
| 3.2 |
Interest Expense |
4,410 |
3,261 |
| |
A. Net Interest Income (3.1-3.2) |
4,106 |
8,831 |
| 3.3 |
Fees, Commission and Discount |
545 |
4,105 |
| 3.4 |
Other Operating Income |
- |
- |
| 3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
| |
B. Total Operating Income (A.+3.3+3.4+3.5) |
545 |
4,105 |
| 3.6 |
Staff Expenses |
2,347 |
4,382 |
| 3.7 |
Other Operating Expenses |
2,984 |
5,850 |
| |
C. Operating Profit Before Provision (B. -3.6-3.7) |
(679) |
2,705 |
| 3.8 |
Provision for Possible Losses |
1,792 |
2,421 |
| |
D. Operating Profit (C.-3.8) |
(2,471) |
283 |
| 3.9 |
Non Operating Income/Expenses (Net) |
- |
- |
| 3.1 |
Write Back of Provision For Possible Loss |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10) |
(2,471) |
283 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
- |
- |
| |
F. Profit before Bonus and Taxes (E. +3.11) |
(2,471) |
283 |
| 3.12 |
Provision for Staff Bonus |
- |
28 |
| 3.13 |
Provision For Tax |
- |
- |
| |
G. Net Profit/(Loss) (F. -3.12-3.13) |
(2,471) |
255 |
| 4 |
Ratios |
At the End of this Quarter |
At the End of Previous Quarter |
| 4.1 |
Capital Fund to RWA |
44.00% |
66.78% |
| 4.2 |
Non Performing Loan (NPL) to Total Loan |
0.00% |
0.00% |
| 4.3 |
Total Loan Loss Provision to Total NPL |
0.00% |
0.00% |
|
Note:
Interest Income are recognized on Cash Basis, therefore the Current Quarter income figures do not include interest realized within one month of due as allowed by Nepal Rastra Bank Regulations previously. Hence the results are not comparable with previous quarter results. If the interest recovered within previously allowed period is adjusted the profit for the quarter would be Rs. 419 thousand. |
| « BACK |
H o m e | A b o u t U s | R a t e s | P r o d u c t s | C o n t a c t U s
|
