| Loans and Advances |
| Type of Loan |
Interest Rate per annum |
| |
Prime |
Other |
| Term Loan |
10.50% |
11.50% |
| Revolving Working Capital |
|
|
| Capital Corporate / Industry |
10.00% |
11.50% |
| Trading |
10.50% |
11.50% |
| Demand Loan |
|
|
| Corporate / Industry |
10.00% |
11.50% |
| Trading |
10.50% |
11.50% |
| Overdraft |
|
|
| Corporate / Industry |
10.00% |
11.50% |
| Trading |
10.50% |
11.50% |
| Sanima Vehicle Loan |
|
|
| Private |
9.50% |
10.50% |
| Commercial |
10.50% |
11.50% |
| Personal Loan |
10.00% |
11.50% |
| Sanima Home Loan (5 Years) |
|
10.00% |
| Sanima Home Loan (Above 5- Upto 10 Years) |
|
10.50% |
| Sanima Home Loan (Above 10- Upto 15 Years) |
|
11.00% |
| Sanima Home Loan (Above 15- Upto 20 Years) |
|
12.00% |
| Loan against Securities (Shares and Bonds) |
9.00% |
11.00% |
| Small Business Growth Loan |
10.00% |
10.50% |
| Loan against Bank Guarantee |
|
9.00% |
| Education Loan |
11.00% |
14.00% |
| Loan against Fixed Deposits |
|
+2% or 7% whichever is higher |
| Loan against Government Bonds |
|
6% |
| Other Loan |
11.00% |
12.00% |
