|
 |
Rates |
 |
|
| Deposits |
| Type of Deposit |
Interest Rate per annum |
| 1. Call Accounts |
Other |
Prime |
| a) Normal Call Deposit |
4.50 % |
5 % |
| b) Special Call Deposit |
5 % |
5.50 % |
| |
| 2. Saving Deposits (NPR) |
| a) Sanima Flexi Saving Account |
5 % - 7.50 % |
| b) Sanima Sulav Saving Account |
4 % |
| c) Sanima Nari Bachat Khata |
6 % |
| d) Sanima Muna Bachat Khata |
5.5 % |
| e) Sanima Shareholders Bachat Khata |
5 % |
| |
| 3. Fixed Deposits (NPR) |
| Normal Fixed Deposit |
8.00 % - 9.50 % |
| Premium Fixed Deposit |
8.50 % - 10.25 % |
| |
|
| Loans and Advances |
| Type of Loan |
Interest Rate per annum |
| |
Prime |
Other |
| Term Loan |
11 % |
14 % |
| Revolving Working Capital |
|
| Capital Corporate / Industry |
10.50 % |
11.50% |
| Trading |
11 % |
12 % |
| Demand Loan |
|
| Corporate / Industry |
11 % |
15 % |
| Trading |
11.50 % |
12.50 % |
| Overdraft |
|
| Corporate / Industry |
10.50 % |
14 % |
| Trading |
11 % |
12 % |
| |
|
|
| Small Business Growth Loan |
11.50 % |
14 % |
| |
|
|
| Hire Purchase |
|
| Private |
10.25 % - 13 % |
| Commercial |
12 - 14 % |
| Home Loan |
11 % - 14 % |
| Loan against Shares |
12 % - 15 % |
| Personal Overdraft/Personal Loan |
12 % - 15 % |
| Loan against Cash Back Security |
+2 % or 9 % whichever is higher |
| Education Loan |
12 % - 15 % |
| Manpower Loan |
15 % - 18 % |
H o m e | A b o u t U s | R a t e s | P r o d u c t s | C o n t a c t U s
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