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KYC form Unclaimed Dividend for five years Dormant Account Notice Security Hygiene Tips

Sanima Family Super Savings is a high yield saving account which provides insurance coverage to applicant along with his/her family members as declared.


  • Minimum Balance: NPR 25,000 in each account
  • Free withdrawal within the VISA network ATM in Nepal
  • Insurance Facilities for each member:
    • Free annual health checkup package of NPR 5,000 yearly*
    • Medical insurance* (Hospitalization in Nepal and India) up to NPR 100,000 (Hospitalization NPR.80,000/- and OPD NPR 20,000/-) which will be Cashless**.
    • Accidental insurance (Death or permanent disability) of NPR 1,000,000 flat
    • Insurance coverage of NPR 300,000 on 6 critical illnesses
    • Term life insurance of NPR 25,000
  • Free Debit/Credit card for first year
  • Free Mobile Banking registration
  • Free Internet Banking registration
  • Free top-up in USD eCom Card for first year
  • Discount of 0.25 basis points on retail loan processing fee.
  • 75% discount on locker charge for 1st year (Subject to availability of the locker). No locker deposit required.
  • 0.20 paisa in the exchange rate for the given day.
  • 50% discount on PMS fee
  • 50% discount on the issuance of Demand Draft/TT


*Under maintenance of 6 months average savings balance of NPR 5 lakh in each account, a medical checkup facility equivalent to NPR 5,000-/ shall be provided to each account. If the balance of 6 months in each savings is maintained in average of 1 crore and above, an additional 10,000 shall be provided to each account.

** Customer will not have to pay the expenses upfront in Cashless scheme. It shall only be effective in hospitals partnered with Siddhartha insurance.

Note: Customers will need to fill in Siddhartha Insurance form and Met life insurance form to be eligible for the medical insurance and critical insurance facilities

  • This scheme will require at least 3 members of the family including the account holder to open account and qualify for the scheme. The family members can be spouse, children, parents and parents in laws(Father and Mother)
  • Citizenship/passport of each applicant
  • 2 pp size photo

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