EDUCATION LOAN

Sanima Education Loan is a best financial solution for the students aspiring to pursue higher education in Nepal or abroad. It is a convenient and complete financial solution provided against collateral security for meeting the requirement of our valued customers that shall cover entire expenditure pertaining to educational institutes, transportation fare, stationeries and logistics.

Enquiry

Facility is available for:

Meeting financial needs for Education purpose

Loan Features:

Tenure: Up to 15 Years including moratorium period
Service Charge: 0.75% on approved loan limit
Financing: Maximum up to NPR 10 Million

Working Professionals
Salaried Individuals
Self-Employed Individuals

Citizenship certificate
Passport size photographs
Confirmation letter from related College/University
Land ownership certificate (Lal Purja) with Rajinama/Bakaspatra etc.
Land revenue and property tax paid receipt (recent)
Approval of construction, approved house map and construction completion certificate (as appropriate)
Blue Print, Trace Map and Four Boundary Disclosure (char killa) of land
Bank account statement for at least 3 – 6 months’ time
Recent Salary Certificate
Rental agreement (if any) with an identification of tenant
Copy of blue book of vehicle (in case of vehicle income)
Firm/Company Registration, PAN, Article & Memorandum of Association, P/L statement and Balance Sheet of firm/company (in case of business income)
Valid passport/visa, work permit, employment/salary certification from the employer, recent pay slip/bank account statement etc in case of foreign employment
Personal PAN card is required if loan amount is NPR 10 million and above