Re-invitation for sealed bids-supply and delivery of VISA cards Published on Dec 08, 2021

Re-notice-Disposal of Assets of Itahari branch Published on Dec 06, 2021

Vacancy announcement notice Published on Dec 01, 2021

Auction notice of Vehicle Published on Dec 01, 2021

Financial Extracts and AGM minute of FY-2077/78 Published on Nov 28, 2021

Notice regarding C-ASBA/ASBA charges Published on Nov 17, 2021

Interest rate notice- Mangsir 2078 Published on Nov 16, 2021

Right to Information notice Published on Nov 03, 2021

17th AGM (Second) Notice Published on Oct 25, 2021

Interest rate notice-Kartik 2078 (Revised) Published on Oct 21, 2021

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KYC form Verified By Visa Free cash withdrawal scheme Unclaimed Dividend for five years Dormant Account Notice Security Hygiene Tips Digital Banking Advisory Notice

HOME EQUITY LOAN

Home Equity Loan is a tailor made loan product that supports to meet any personal financial needs of our valued customer. Upon following a hassle free procedure, equity financing could be availed very conveniently in a competitive pricing by mortgaging a self owned property.

Facility is available for:

  • Meeting any valid personal financing needs

   Loan Features:

  • Tenure: Flexible up to 20 Years
  • Service Charge: 1% on approved loan limit
  • Financing: Maximum up to NPR 20 million 
  • Working Professionals
  • Salaried Individuals
  • Self-Employed Individuals
  • Citizenship certificate
  • Passport size photographs
  • Land ownership certificate (Lal Purja) with Rajinama/Bakaspatra etc.
  • Land revenue and property tax paid receipt (recent)
  • Approval of construction, approved house map and construction completion certificate (as appropriate)
  • Blue Print, Trace Map and Four Boundary Disclosure (char killa) of land
  • Bank account statement for at least 3 – 6 months’ time
  • Recent Salary Certificate
  • Rental agreement (if any) with an identification of tenant
  • Copy of blue book of vehicle (in case of vehicle income)
  • Firm/Company Registration, PAN, Article & Memorandum of Association, P/L statement and Balance Sheet of firm/company (in case of business income)
  • Valid passport/visa, work permit, employment/salary certification from the employer, recent pay slip/bank account statement etc in case of foreign employment
  • Personal PAN card is required if loan amount is NPR 10 million and above

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