Notice regarding counter opening during Dashain Holiday Published on Sep 30, 2022

Notice regarding operation of Call center during Dashain Holiday Published on Sep 30, 2022

Interest rate notice Ashoj 2079 Published on Sep 19, 2022

Interest rate notice - Ashoj 2079 Published on Sep 16, 2022

Re-invitation for supply and implementation of Internet Banking Solution Published on Sep 08, 2022

Re-invitation for sealed bids-authorized dealers and suppliers for CAPEX Published on Sep 07, 2022

Notice regarding CASBA charges Published on Aug 26, 2022

Notice for unclaimed dividend for more than five years and dormant accounts for more than ten years Published on Aug 16, 2022

List of Unclaimed dividend for more than five years Published on Aug 16, 2022

List of dormant accounts for more than ten years Published on Aug 16, 2022

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KYC form Verified By Visa Unclaimed Dividend for five years Dormant Account Notice Security Hygiene Tips

Personal Loan is a revolving line of credit that is extended against self owned property. Sanima Personal Loan is flexible product that supports to meet any short term contingent personal financial needs whereby our valued customers can enjoy the overdraft limit as per their requirement with a flexibility of servicing interest every quarter on utilized amount only.

Facility is available for:

  • Meeting any valid immediate personal financing needs

Loan Features:

  • Tenure: 1 year, renewable
  • Service Charge: 1% on approved loan limit
  • Financing: Maximum up to NPR 7.5 million           
  • Working Professionals
  • Salaried Individuals
  • Self-Employed Individuals
  • Citizenship certificate
  • Passport size photographs
  • Land ownership certificate (Lal Purja) with Rajinama/Bakaspatra etc.
  • Land revenue and property tax paid receipt (recent)
  • Approval of construction, approved house map and construction completion certificate (as appropriate)
  • Blue Print, Trace Map and Four Boundary Disclosure (char killa) of land
  • Bank account statement for at least 3 – 6 months’ time
  • Recent Salary Certificate
  • Rental agreement (if any) with an identification of tenant
  • Copy of blue book of vehicle (in case of vehicle income)
  • Firm/Company Registration, PAN, Article & Memorandum of Association, P/L statement and Balance Sheet of firm/company (in case of business income)
  • Valid passport/visa, work permit, employment/salary certification from the employer, recent pay slip/bank account statement etc in case of foreign employment
  • Personal PAN card is required if loan amount is NPR 10 million and above

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