SANA KISHAN KARJA
With an objective to financially support small farmers, Sanima Bank has been providingSanima Sana Kishan Karja to small farmers for the enhancement of their agro-business.
Category A: Livestock
a. Purchasing Livestock
b. Financing Working Capital for rearing the livestock
c. Financing the Fixed Assets, needed for rearing livestock
Category B: Livestock
a. Purchasing fertilizers and seeds
b. Construction of cold storage
c. Construction of drains for irrigation
d. Purchasing and installing shallow tube well
e. Distribution of agriculture products
f. Other agricultural purposes as prescribed by Nepal Rastra Bank (NRB) for Deprived Sector Lending
Key features of Sanima Sana KishanKarja
· Tenure: 2 to 5 years
· Eligibility
a. The applicant/proprietor must be a Nepalese Citizen
b. Age Above 18 years and below 60 years
c. The enterprise can be registered after limit has been sanctioned but before disbursement of loan.
d. The Applicant/ Proprietor must be qualified under the scope of “Deprived Sector” as defined by Nepal Rastra Bank.
Enquiry- Tenure: 2 to 5 years
- Service Charge: 1% of approved loan limit
- Security: Land and Building
- Financing:
- § NPR 100,000 to NPR 400,000
- § NPR 100,000 to NPR 300,000
- § NPR 100,000 to NPR 300,000
- The applicant/proprietor must be a Nepalese Citizen
- Age Above 18 years and below 60 years
- The enterprise can be registered after limit has been sanctioned but before disbursement of loan.
- The Applicant/ Proprietor must be qualified under the scope of “Deprived Sector” as defined by Nepal Rastra Bank.
- Photocopy of Citizenship certificate of borrower/ personal guarantor
- 2 copies of passport size photographs of related individuals
- Income documents such as rental agreement, salary certificate
- Firm registration documents
- Documents related to security (land and/or building)
- Others:- Required by the bank on case to case basis
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